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Get your used car loan online!
It has never been easier to shop for a used car. We all know that we can get the best deal on a car if we have the cash
before we shop. This program allows you to do exactly that - get your used car loan before you shop for the car. Show up with a check in hand. Purchase from private owners advertising in your local newspaper. Even use it to purchase your best friends car!
Take the stress out of buying a car. No need to worry about being approved for financing after you have chosen the car you want. No chance for embarrassment because you picked out the car you want and then were turned down for financing.
With just four easy steps you can have your car!
- Apply Online
- Get your check in the mail
- Shop for your car
- Sign the check and go!
Nothing could be easier!
Private Party Vehicle Eligibility Conditions and Restrictions
- 110% Loan-to-Value - First determine the trade-in value for the vehicle you wish to purchase using NADA (www.nadaguides.com) and multiply by 1.10 (or 110%). The sale price you negotiate with the seller cannot exceed this value.
- Model year 2002 or later - The vehicle cannot be older than 5 years.
- Mileage cannot exceed 70,000.
- No Private-Party purchases of vehicle leases or end-of-term leases.
- No Purchases from Licensed Dealers - Private Sellers only.
- Seller(s) and Registered Owner(s) listed on the title must be one and the same.
- Vehicle must be purchased from the Seller(s) listed on the title. No powers-of-attorney will be accepted.
- You may only purchase one vehicle from the Seller(s) with this Check.
- No commercial vehicles and/or vehicles for business use.
- No Motorcycles.
- No recreational vehicles, motor homes, camper vans, conversion vans, ATVs, dirt bikes, DesertLites, boats, amphibious vehicles, taxis, limousines, tow trucks, freight liners, tractor trailers, dump trucks, armored vehicles, and kit cars that do not have a VIN or a title issued.
- No salvaged, rebuilt or branded title vehicles.
- There can only be a maximum of one lienholder indicated on the Seller(s)' existing vehicle title.
- Vehicle purchase must be at fair market value.
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